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Reverse Mortgage Basics

· August 7, 2018

Benefits and Process of a Reverse Mortgage

Covers the potential benefits — supplementing retirement income, eliminating an existing monthly mortgage payment, and creating a financial cushion — alongside the step-by-step process: HUD-approved counseling, application, appraisal, underwriting, and closing. Knowing the sequence ahead of time helps set realistic expectations.

Presented by Miguel A. Vazquez

California Reverse Mortgage Specialist · NMLS #401212 · 20+ years experience

Licensed CA Broker

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Benefits and Process of a Reverse Mortgage

What You'll Learn

1May supplement retirement income
2Can pay off an existing mortgage
3Process starts with HUD counseling
4Includes appraisal, underwriting, and closing

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No upfront appraisal cost. Miguel pays for your home appraisal himself. He's only reimbursed at closing — and only if your loan actually closes.
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Cancel anytime — you lose nothing. Change your mind at any point and you can simply walk away. If your loan doesn't close, Miguel absorbs those costs — never you.

Miguel A. Vazquez pays the upfront appraisal and credit-report costs and is reimbursed only at closing. If the loan does not close, the borrower owes nothing for these items.

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