About this calculator's privacy
A Reverse Mortgage Calculator With No Personal Information Required
Most online reverse mortgage calculators make you hand over your name, email, phone number — or even your Social Security number — before showing a single figure. This one doesn't. You see your estimated proceeds instantly: no sign-up, no sales call, no obligation.
All the calculator uses
- Your age (62 or older)
- Your estimated home value
- Your current mortgage balance, if any
What you're never asked for
- No name, email, or phone number
- No Social Security number
- No credit check or credit pull
- No income or bank statements
When you're ready for exact numbers, you can request a personalized report from a licensed California advisor — but that's always your choice.
Calculator privacy questions
- What is a reverse mortgage called in Spanish?
- The usual Spanish term is hipoteca inversa. You may also hear hipoteca reversa, hipoteca revertida, or hipoteca reversible. A HECM is the FHA-insured type of reverse mortgage.
- Does this reverse mortgage calculator require personal information?
- No. You can use the calculator with no personal information at all — all you need is your age, your estimated home value, and your mortgage balance (if any). We never ask for your name, email, phone number, or Social Security number to show your estimate.
- Do I need to give my Social Security number or get a credit check?
- No. The HECM estimate is based only on your age and home equity using current FHA factors (jumbo options use their own program assumptions). There is no Social Security number, no credit pull, and no impact to your credit to use this tool.
- Is the reverse mortgage calculator really free, with no obligation?
- Yes. It is completely free with no obligation. You see your estimate instantly without creating an account. If you would like exact, personalized numbers, you can optionally request a report from a licensed California advisor — but only if you choose to.
