100% Free · No Obligation

See how much tax-free* cash your home could unlock

Free, no-obligation estimate from Miguel — a real local specialist, not a call center.

*Reverse mortgage proceeds are loan advances, not income, so they're generally not subject to income tax. This is general information, not tax advice — please consult a tax advisor about your situation.

Your name

Email address

Phone number

Get My Free Estimate

Takes ~15 seconds · We never share your information. No Social Security number required — ever.

Reverse Mortgage Basics

· September 21, 2022

A Reverse Mortgage Is…

A short, plain-language definition: a reverse mortgage is a way for older homeowners to access the equity they have built without selling their home or taking on a monthly mortgage payment. It is essentially the opposite of a traditional mortgage — instead of making payments to build equity, you draw on equity you already have.

Presented by Miguel A. Vazquez

California Reverse Mortgage Specialist · NMLS #401212 · 20+ years experience

Licensed CA Broker

Ask

Instant answers pulled from our guides · not personalized advice

A Reverse Mortgage Is…

What You'll Learn

1Access equity without selling your home
2No monthly mortgage payment required
3The 'reverse' of a traditional mortgage

More Reverse Mortgage Basics videos

What Is a Reverse Mortgage & How Does It Work?

What Is a Reverse Mortgage & How Does It Work?

How Reverse Mortgages Work

How Reverse Mortgages Work

Benefits and Process of a Reverse Mortgage

Benefits and Process of a Reverse Mortgage

Why Get a Reverse Mortgage?

Why Get a Reverse Mortgage?

Browse the full video library.

Read the full guide

Have a question about your situation?

Miguel answers any reverse mortgage question — no pressure, no obligation. Serving all of California in English and Spanish.

Talk to an Advisor Call (562) 881-9811

Talk to a specialist

Free consultation — no obligation, no pressure.

Call meText meEmail me

Your name

Phone number

Your age

Email (optional)

Miguel A. Vazquez personally handles your request — not a call center. NMLS #401212

Request Callback

No Social Security number required — ever.

We never share your information.

Talk to Miguel

Mon–Fri 8am–6pm PT · Free consultation

Call (562) 881-9811 Text EmailNMLS #401212

Talk to Miguel directly — a real person, never a call center. Se habla español.

Your Risk-Free Promise

No upfront appraisal cost. Miguel pays for your home appraisal himself. He's only reimbursed at closing — and only if your loan actually closes.
No upfront credit cost. Miguel also covers the cost of pulling your credit. There is nothing out of your pocket to get started.
Cancel anytime — you lose nothing. Change your mind at any point and you can simply walk away. If your loan doesn't close, Miguel absorbs those costs — never you.

Miguel A. Vazquez pays the upfront appraisal and credit-report costs and is reimbursed only at closing. If the loan does not close, the borrower owes nothing for these items.

Get a free estimate

Talk to a Reverse Mortgage Plus advisor about your specific situation. No cost, no commitment.

Start My Application Try the Calculator

✓ FHA-approved, licensed CA broker

✓ HUD counseling guidance included

✓ No pressure, no obligation

✓ English & Spanish support

✓ 92+ California cities served

Ask AI