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*Reverse mortgage proceeds are loan advances, not income, so they're generally not subject to income tax. This is general information, not tax advice — please consult a tax advisor about your situation.

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Costs, Loan Amounts & Calculator

· August 25, 2022

Reverse Mortgage Loan Amounts

How much you can receive depends mainly on the age of the youngest borrower, your home's appraised value (up to FHA lending limits), and current interest rates. Generally, older borrowers and higher-value homes (within the limits) qualify for more. A personalized estimate is the only way to know your actual figures.

Presented by Miguel A. Vazquez

California Reverse Mortgage Specialist · NMLS #401212 · 20+ years experience

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Reverse Mortgage Loan Amounts

What You'll Learn

1Based on the youngest borrower's age
2Based on home value, up to FHA limits
3Interest rates affect the amount
4Older borrowers generally qualify for more

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No upfront appraisal cost. Miguel pays for your home appraisal himself. He's only reimbursed at closing — and only if your loan actually closes.
No upfront credit cost. Miguel also covers the cost of pulling your credit. There is nothing out of your pocket to get started.
Cancel anytime — you lose nothing. Change your mind at any point and you can simply walk away. If your loan doesn't close, Miguel absorbs those costs — never you.

Miguel A. Vazquez pays the upfront appraisal and credit-report costs and is reimbursed only at closing. If the loan does not close, the borrower owes nothing for these items.

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