Your Risk-Free Promise

Nothing out of pocket. Cancel anytime. Lose nothing.

Most lenders make you pay for the appraisal and credit report upfront — money you don't get back if you change your mind. Miguel does it the opposite way.

No upfront appraisal cost

Miguel pays for your home appraisal himself. He's only reimbursed at closing — and only if your loan actually closes.

No upfront credit cost

Miguel also covers the cost of pulling your credit. There is nothing out of your pocket to get started.

Cancel anytime — you lose nothing

Change your mind at any point and you can simply walk away. If your loan doesn't close, Miguel absorbs those costs — never you.

Miguel A. Vazquez pays the upfront appraisal and credit-report costs and is reimbursed only at closing. If the loan does not close, the borrower owes nothing for these items.

Start your application

Complete as much as you can — estimates are fine. A licensed advisor will confirm everything and complete any remaining steps with you. This takes about 5 minutes.

No Social Security number is requested here. For your protection, anything that sensitive is only ever collected securely by your advisor — never through this web form.

No Social Security number requested online — ever

No cost, no obligation to proceed

Your information is private and secure

Licensed advisors, no pressure sales

Prefer to apply by phone?

Speak directly with an advisor:
(562) 881-9811

Mon–Fri 8am–6pm PT · eves & weekends by appt

Getting ready to apply

Know exactly what to bring

See the documents you'll need — from your Social Security award letter to your last two bank statements — and print a checklist to gather them at your own pace.

See the document checklist

Flexible, senior-friendly service

Evenings & weekends, too
Can't meet during business hours? Miguel schedules calls and meetings in the evenings and on weekends to fit your life.
In-home visits available
If getting out is difficult, Miguel comes to you — explaining the program in person and picking up any documents you need, right at your kitchen table.

Request a time

Your Application

All fields are required unless marked optional

Miguel A. Vazquez personally handles your request — not a call center. NMLS #401212

Your application is 15% complete — estimates are fine, your advisor confirms the rest.

1. Program you're interested in

Program

Have you closed on any mortgage in the last 12 months? (refinance, equity line, etc.)

How would you like to receive your funds?

2. About you

First name

Last name

Your age

Marital status

Will there be a secondary / co-borrower?

3. Your property

Home address (optional — auto-fills your estimate)

ZIP code

Property type

Estimated home value ($)

Existing mortgage ($) (optional)

Is this your primary residence?

Is the home in an HOA?

4. Quick financial snapshot

A general picture only — no account numbers, balances, or Social Security number.

Main source of monthly income

Late on your mortgage in last 24 months?

Late on other debt in last 24 months?

5. HUD counseling

Have you completed your HUD-required counseling?

Counseling is required and free-to-low-cost. If you haven't done it yet, your advisor will provide a list of approved counselors. Learn more.

6. How can we reach you?

Email address

Phone number

Anything else we should know? (optional)

Please don't include your Social Security number or other sensitive data here — your advisor collects that securely later.

Submit My Application

By submitting, you agree to be contacted by a Reverse Mortgage Plus advisor. We never share or sell your information. This intake is not a loan application or commitment to lend. NMLS #401212.

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